How we work
A structured approach is the key to ensuring that you achieve your financial goals. So that you understand, what to expect from us and how our process works. We have created a five step approach to providing you with the right financial strategy and to keep you on track.
1. Discovery Meeting:
Held at our expense and with no obligation, this is a two way interview, which allows us to see if we can help you and if you feel we are right for you.
Prior to the meeting, we will send you a financial questionnaire to complete and send back to us in advance. This allows us to focus our Discovery meeting on understanding you, your concerns, and financial objectives. Shortly after this meeting, we will then send you detailed notes of this meeting and the cost of proceeding to the next step.
2. Cashflow Plan and Reporting:
Once we have all the information in place, we will undertake a detailed cashflow plan. This plan will show you, how your current planning could look in the future and will highlight if there are any shortfalls. It will allow us to provide you with the options and solutions, that best suit your situation.
At this meeting we will present and explain our cash-flow plan and also talk around the options and solutions applicable sent to you. We will answer your questions and between us agree the best strategy to help. This will allow us to put you in the best position to help you achieve your objectives.
A detailed report of the second meeting will be sent to you, covering our advice and discussions for your approval along with a copy of the cashflow plan**.
We will then arrange to meet up to implement the plan.
Because your situation will constantly change and evolve. We need to ensure that the financial strategy put in place, remains relevant to you. We will therefore agree the frequency of our regular ongoing reviews, to ensure that we keep you on track to meet your long term objectives.
Our aim is to provide a service that is comprehensive. For our fees to be completely transparent and fair. The cost of our fees are agreed with you, before we proceed with any work. Theses are fixed for all initial and implementation work and thereafter, depending upon the amount we are responsible for, our fees will be charged on either a percentage basis or fixed annual fee.
** Please refer to our cashflow planning page, under Services, for more detail.